AB 987 Affordable Housing


Riverside County government has a strong commitment to ensure there is an ample supply of affordable and suitable housing made available to all persons, regardless of their economic status or functional ability.  The following Riverside County EDA Housing Programs are offered to meet the goal and objectives of the County's Consolidated Plan and Redevelopment Housing.

Neighborhood Stabilization Program

  • Neighborhood Stabilization Program (NSP) - The primary objective of NSP is to stabilize neighborhoods in areas with greatest need and stem the decline of house values of neighboring homes. The County offers various programs for certain activities available to public agencies, private non-profit organizations and for-profit organizations to address these needs.


  • Mortgage Credit Certificate (MCC) - Intended for interested homebuyers, the MCC entitles qualified homebuyers to reduce the amount of their federal income tax liability.  This tax credit effectively increases the homebuyer's purchasing power, which helps them qualify for a mortgage.
  • First-Time Home Buyer (FTHB) Program – Down-payment Assistance for qualified first time home buyers to purchase a new home.

Home Repair – Improving Conditions of Substandard Housing

  • Home Repair Loan Program (HRLP) –The HRLP provides one-time loans to qualified low-income homeowners to repair or improve the quality of their homes. The loan is designed to address health and safety issues, Housing Quality Standards (HQS) and improve substandard living conditions within the scope of eligible program repairs.
  • Senior Home Repair Grant (SHRG) – The SHR Program provides one-time grants to qualified very low-income senior homeowners (62 years or older) or very low-income persons with disabilities of any age to repair or improve their homes within the scope of eligible program repairs. The grant requires that repairs address health and safety issues and handicapped accessibility improvements exclusively.

Housing Development – New Construction, Acquisition and Rehabilitation

  • Home Investment Partnerships Act (HOME) Program - Intended for builders and developers, the HOME Program is designed to provide development of affordable housing to lower-income households, to expand the capacity of non-profit community housing development organizations (CHDOs), and to strengthen the ability of state and local governments to develop and implement affordable housing strategies towards local needs and priorities. HOME Portfolio of Projects

Rental Assistance

 Homeownership Education Learning Program - HELP

  • Click on the link above to learn more.  This site is the result of a dedicated and comprehensive effort to provide free and applicable information to the general public in regards to the tough questions we face as a nation in an economic crisis.


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